Medical, dental, vision, workers' comp, ancillary and so much more all from the best carriers in the country. Working with every National and Regional carrier in all 50 states - we can design comprehensive benefit plans that make you an employer of choice.  ZYGGOS combines the flexibility of a National broker with the sophistication of a tech company and the expertise of an industry leader.


Medical, Dental, & Vision benefits 

Medical, dental, vision, workers' comp and so much more all from the best carriers in the country. We combine the flexibility of a broker with the sophistication of a tech company and the expertise of an industry leader.

  • Ensure your employees are happy with the right coverages at affordable prices. 
  • COBRA is burdensome - we handle all of it for you so you can focus on your company. 
  • Seamless enrollments via direct carrier connections. GOOD-BYE PAPER. 
  • Access to every carrier on a national and regional level. 
  • Expert guidance to ensure your employee benefits are competitive with your peers in your related business. 

Ancillary Plans

ZYGGOS offers a complete suite of Ancillary coverages to attract and retain top talent. Making your employee's lives easier and your company more appealing to potential employees. 

  • Life and Disability options to give your employees peace of mind. 
  • FSA, HSA, HRA, 401(k) gives your employees options and protect their futures. 
  • Commuter Benefits to keep your employees moving in the right direction. 
  • We work with the top tier carrier for your employee's ancillary insurance needs. 
  • Access to every major national and regional provider to ensure your employees have more choices. 

Pay-As-You-Go Workers' Comp

Pay-As-You-Go Workers' Compensation coverage makes sure there are no surprises because it's true to each payroll. No more premiums due at year end because you grew and hired employees. 

  • No more end of year surprises because you owe more in premium.
  • Reduce your liability from accidents in the workplace with quality Workers' Comp insurance.  
  • Keep your employees safe and sound without the worry of workplace accidents. 
  • Pay as You go Worker's Comp insurance to ensure your WC premium is always exact to your number of employees. 
  • We work with every national and regional carrier giving you access regardless of your WC risk. 

Benefits specialist 

ZYGGOS was built by experienced, licensed brokers that help you select the right benefits for your company. Working with every carrier in the nation, with access to every market and the expertise to navigate the changing world of Healthcare. 

  • Work with our dedicated Benefits Specialist to find the right programs for your company's specific needs.  
  • Gain insight into what others in your industry are offering and design the perfect plans to keep your employees happy and healthy.
  • Concierge level support for your employees before, during and after enrollment.  
  • Expert guidance to help your employees navigate the employee benefit choices and make the right choice. 

paperless Enrollment Technology

Say GOOD-BYE to paper ONCE and FOREVER. All Benefit Enrollments are electronic and work seamlessly with our HR and Payroll, eliminating the need for multiple providers and vendors. 

  • Send your employees an email that guides them through every step of enrollment and helps them choose the perfect plan.  
  • Employees are automatically enrolled via direct carrier feeds. 
  • 100% Paperless enrollment welcome to the 21st Century. 
  • Avoid errors and time wasting filling out forms and faxing paper, so you can focus on your company. 

nationwide presence

ZYGGOS has a Nationwide Presence with access to every national and regional carrier. We have the ability to help companies of all sizes and our experience is unparalleled - let us show you. 

  • Nationwide coverage for your employees no matter where they work and live. 
  • Unparalleled experience working with companies of all shapes and sizes.
  • Expert guidance to ensure you design the perfect plans for your employees and unprecedented insight.  
  • Access to every major national and regional carrier in the US and Canada so you and your employees can focus on work and not benefits. 

aca compliance 

The Affordable Care Act (ACA) has changed Healthcare and like it or not, it affects each and every one of us. Having a partner that understands and keeps you compliant is vital to your continued success. 

  • Complete understanding of ACA and how to keep you compliant. 
  • Ability to create, preview, approve, and electronically file your forms 1094-C and 1095-C with the IRS. 
  • Gives you the tools you need to determine eligibility, including assessments of ACA full-time/part-time status thresholds. 
  • Avoid fines and fees by being ahead of the curve and having expert guidance when it counts most.